Be Ready to Make Offers on Homes with Conviction!

Get Financed For Your Dream Home Today

OUR SERVICES

Loan Programs and Products We Offer

FHA HOME LOAN

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

VA HOME LOAN

The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.

USDA HOME LOAN

If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.

JUMBO LOAN

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.

REVERSE MORTGAGE

The federal government guarantees HECM reverse mortgages and offers them as an option for homeowners who are 62 years old or

older. With this type of loan, you can take out money from your home without having to pay any monthly mortgage payments-just

interest on what's left!

SHINING STAR HERO

The Shining Star Hero Program allows for homeownership for heroes in our community!

ABOUT OUR COMPANY

What We Do

We are a full-service mortgage company based in Parker, CO. We specialize in All types of loan products, Conventional, FHA, VA, First Time Homebuyers, and USDA. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

Programs We Offer

In terms of Purchase Loan programs, we offer the following: FHA, VA, USDA, HomePath, Jumbo, Conventional, and Jumbo.

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs: FHA Streamline , FHA Cash Out, FHA 203k, VA Streamline, USDA Streamline, Conventional, HELOC and Jumbo. What makes Nexa Mortgage unique is that we offer the following niche programs as well: Non-QM Loan, Bank Statement, Jumbos.

CONTACT US

Feel free to text or call...

Timmy Ostrom

NMLS# 498756

HEAR FROM OUR AWESOME CLIENTS...

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Timmy was absolutely the best!!!

Timmy was absolutely the best person to help us get a mortgage. He was honest, easy to talk to, and always available to answer our questions. His team made the home buying process quick and easy.


Kelcee Smith

Google Review

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Timmy's entire team is great and he is really good with his team!!

There was no pressure to apply, meeting with Timmy the first time left us feeling reassured we were going in the right direction, he is very knowledgeable and helped us create a plan for the future. The timeliness of the whole process was great as well the closing date was the closing date. I also appreciate that we worked directly with the lender so there was no third party that we waited to get an answer from. Timmy's entire team is great and he is really good with his team!!There was no pressure to apply, meeting with Timmy the first time left us feeling reassured we were going in the right direction, he is very knowledgeable and helped us create a plan for the future. The timeliness of the whole process was great as well the closing date was the closing date. I also appreciate that we worked directly with the lender so there was no third party that we waited to get an answer from. Timmy's entire team is great and he is really good with his team!!

LeCola Phillips

Google Review

START THE PROCESS TO HOME OWNERSHIP

Fast & Easy Home Purchase Process

STEP 1

COMPLETE QUESTIONNARE

You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.

STEP 2

REVIEW YOUR HOME BUYING OPTIONS

We will discuss what your home buying desires are and determine the best program that will suite your needs.

STEP 3

PRE-APPROVAL

The pre-approval is an important step toward your home buying process.  It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report.  This document tells REALTORS® that you meet the basic requirements for a home loan.

START THE PROCESS TO HOME OWNERSHIP

Fast & Easy Home Purchase Process

STEP 1

COMPLETE QUESTIONNARE

You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.

STEP 2

REVIEW YOUR HOME BUYING OPTIONS

We will discuss what your home buying desires are and determine the best program that will suite your needs.

STEP 3

PRE-APPROVAL

The pre-approval is an important step toward your home buying process.  It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report.  This document tells REALTORS® that you meet the basic requirements for a home loan.

Meet Timmy

Hello, my name is Timmy Ostrom and I am a Branch Manager and Loan Officer at Fairway Independent Mortgage Corporation. I have been in the mortgage industry for almost 20 years helping individuals and families finance the purchase of their homes. As a Mortgage Specialist, my goal is to provide my clients with a personalized and seamless home financing experience. I understand that obtaining a mortgage can be a complex and confusing process, which is why I make it a priority to educate my clients on all their options and guide them through every step of the process. I have extensive experience working with a wide range of clients, from first-time homebuyers to seasoned investors, and I am well-versed in all types of mortgage products, including conventional, FHA, VA, and jumbo loans. My team and I are committed to providing our clients with the highest level of customer service. We strive to make the mortgage process as stress-free as possible, and we are always available to answer any questions or concerns that may arise. If you are in the market for a home loan, I encourage you to reach out to me. I would be honored to help you finance the purchase of your dream home.

Timmy Ostrom

Branch Sales Manager

Meet Timmy

Hello, my name is Timmy Ostrom and I am a Branch Manager and Loan Officer at Fairway Independent Mortgage Corporation. I have been in the mortgage industry for almost 20 years helping individuals and families finance the purchase of their homes. As a Mortgage Specialist, my goal is to provide my clients with a personalized and seamless home financing experience. I understand that obtaining a mortgage can be a complex and confusing process, which is why I make it a priority to educate my clients on all their options and guide them through every step of the process. I have extensive experience working with a wide range of clients, from first-time homebuyers to seasoned investors, and I am well-versed in all types of mortgage products, including conventional, FHA, VA, and jumbo loans. My team and I are committed to providing our clients with the highest level of customer service. We strive to make the mortgage process as stress-free as possible, and we are always available to answer any questions or concerns that may arise. If you are in the market for a home loan, I encourage you to reach out to me. I would be honored to help you finance the purchase of your dream home.C

Timmy Ostrom

Branch Sales Manager

Copyright © 2024 | Licensed In: AZ, CA, FL, OK, OR, TN, TX & WA | Company NMLS: 2289 | NMLS # 498756

Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.

Your Consent & Privacy: By providing your phone or email, you grant consent for Timmy Ostrom to contact you, including via automated calls, texts, or pre-recorded messages. This applies even if your number is on a Do-Not-Call list. SMS/MMS may incur charges. You can revoke consent anytime.

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Copyright ©2023 | Licensed In: AZ, CA, FL, OK, OR, TN, TX & WA | Company NMLS: 2289 | NMLS # 498756

Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.

Your Consent & Privacy: By providing your phone or email, you grant consent for Timmy Ostrom to contact you, including via automated calls, texts, or pre-recorded messages. This applies even if your number is on a Do-Not-Call list. SMS/MMS may incur charges. You can revoke consent anytime.